You do need to use a desktop or laptop to initially enroll. Additionally, once you are enrolled you need to have a cell phone that can receive text messages and alerts and it must be YOUR phone.
No.
Yes. You pay monthly via credit card and can stop the program at any time.
The pin number is the GROUP CODE given to you by your employer. Insert your group code into the pin number section.
If you are having technical issues, simple call 1-888-366-4076 and they will be able to answer your questions.
Identity theft is when an unauthorized person gains access to your personal information or accounts without your knowledge. The two major types are credit fraud and identity fraud.
Many people identify more with the financial consequence of becoming a victim of identity theft; however, having your good name smeared by a thief conducting illegal actions can often lead to a greater burden than if they open new accounts or write bad checks on your behalf. Often, if you are victimized by this type of robbery, you will find that it takes a considerable amount of time and effort to address the damage that has been done to you.
One of the most efficient ways to help protect your identity is through credit monitoring. It is a great way to keep an eye on your credit files on a routine basis instead of the one free credit repot you can request from the bureaus yearly.
Unfortunately, there is no way to Prevent identity theft, but identity theft protection services can help you take steps towards protecting your identity. An identity theft protection service, like Identity Guard, can alert you when it detects certain activity that may indicate fraud, giving you a head start as you freeze fraudsters out of your accounts.
While credit monitoring does not keep track of or help you view your credit score, it can help by alerting you to certain activity that may be indicative of fraud. Knowledge is half the battle, which is exactly what credit monitoring offers, alerting you so you can take prompt action to help minimize the amount of damage an identity thief can do.
If you suspect you might be a victim of identity theft, get a copy of your credit report from each of the three major credit reporting agencies. These reports will contain information about the credit accounts opened in your name, including those opened by a thief without your knowledge or consent. If you see suspicious accounts or addresses, file a dispute with the reporting bureau and your creditors.
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