Learn to Protect Your Idenity

 1 – Long-Term Financial Trouble – A thief using your information can borrow money or max out your credit cards and affect your credit reports and scores, making it difficult to receive preferential financial terms on loans or qualify for apartment rentals.

2 – Loss of Assets – Victims of identity theft have reported loss of funds, address changes, the selling of possessions and/or applications for government benefits. 

3 – An Unjustified Criminal Record – If a thief is prosecuted while using your identity, a warrant or charges could be issued in your name! In the 2016 Aftermath study, 13% percent of the victims reported that their name had been wrongly cited when law enforcement made an arrest. (See details on the internet at http://www.idtheftcenter.org/images/page-docs/AftermathFinal_2016.pdf 

4 – Tax Fraud – With a stolen Social Security Number, a thief can file a false tax return, making it difficult for you to receive your tax refund and forcing you to spend a lot of time addressing and correcting the information. 

5 – Emotional Hardship – Identity theft often takes a heavy emotional toll. Past victims have reported a feeling of helplessness and vulnerability, affecting their work and their home life thereby impacting Personal Financial Wellness.

For more information and instructions how to protect your identity go to this site maintained by the U.S. Federal Trade Commission:

https://www.ftc.gov/news-events/media-resources/identity-theft-and-data-security/advice-consumers

• 6 out of the top 8 credit card issuers rely on Identity Guard to protect their customers.

• Identity Guard has provided breach services to 7 departments of the federal gov’t. Same for state and local entities as well.

• Serviced a population of over 40,000,000 who were affected by a single breach.

• Identity Guard founded the identity theft protection category - protected over 47 million people since 1996. 

• Highest level of InfoSec and compliance standards, audited quarterly by Financial Institutions. 

• Exclusive relationships with Cyveillance and Lexis/Nexis who are both considered to be the best in providing real-time, dark web monitoring and public record monitoring.

• U.S. based service call center in New Mexico.

• Supports all major commercial browsers such I.E., Firefox, Chrome and Safari - current versions plus two back. Web responsive and can be browsed using a browser on mobile devices – iOS and Android.

• IT Systems Security Program validated annually against the requirements of PCI Level 1, Experian EI3PA as well as the Financial Institution Shared Assessment Program Agreed Upon Procedures (FISAP AUP).

• Multifactor Authentication is part of the enrollment process of a customer, using PII, SPII and PHI.

• Has provided breach services to 7 departments of the federal gov’t. Same for state and local entities as well.